The Chanin Building, 122 East 42nd Street, Suite 725, New York, New York 10168


What is an IME & How Do I Prepare for One?

{3:55 minutes to read} In the world of claims or lawsuits against insurance companies, IME is an acronym for Independent Medical Examination. These examinations are never truly independent, however. IMEs

Discretionary Authority Under ERISA

{3:30 minutes to read} Discretionary authority can have, and has had, a devastating impact on the ability of people to get paid by their insurance companies.  Long-term disability policies, health

Trigger of Insurance Coverage: A Basic Primer

{4:35 minutes to read} When you buy a policy and transfer risk to an insurance company in exchange for payment of a premium, the incidents, events, or circumstances covered by

Waiver of Premium Benefits Under Your Insurance Policies

{2:53 minutes to read} Did you know: In addition to the Waiver of Premium benefits under your long-term disability policy(s), other policies may contain a Waiver of Premium provision? You may

Unum: The Insurance Giant Continues to Terrorize the Villagers

{2:35 minutes to read} Still the largest disability insurer in both the United States and the United Kingdom, Unum Group has had a long history of allegations against it relating

What Did Sandy Teach Us About the Flood Exclusion?

{2:25 minutes to read} Recent storms such as Sandy and Irene have proven that the Northeast is extremely vulnerable to major flooding. They also made many people aware that most

Under the Microscope: Examination Under Oath

{4:48 minutes to read} An examination under oath—or EUO, as we call it in the business—is a tool that’s been in the insurance company arsenal for a hundred years. The

An Insurance Company’s Duty to Defend (Part 2)

{6:70 minutes to read} In Part 1, we discussed types of liability claims and how your insurance company will defend you in such a claim. Below, we continue the discussion

An Insurance Company’s Duty to Defend (Part 1)

{6:70 minutes to read} There are a few things that you, as the insured, should know when the insurance company hires a lawyer on your behalf.  For liability claims that

what our clients say about us


  • When I came to see Evan Schwartz, I had already shut down my business, was in the midst of a horrible divorce, had no income and hadn’t even filed a

    Business owner
  • Evan Schwartz and his team of lawyers fought for me like no one has ever for fought for me before. After a series of bad experiences with both doctors and

    IT Director
  • As a dentist with a private practice knowing I had no choice but to file a long term disability claim, hiring the right law firm was one of the most

  • As Vice President of a large brokerage firm, I did anticipate having a problem with Hartford Insurance Company and, for that reason, I was advised to apply for long term

    V.P. Brokerage Firm
  • Dear Michail: I just received the box containing my copy of the appeal you sent to the insurance company. To say I was overwhelmed would be a complete understatement. My

    Financial Services Manager

Latest News

Send us a message

Please leave this field empty.

Manhattan Offices

The Chanin Building, 122 East 42nd Street, Suite 725, New York, New York 10168

Toll Free: (800) 745-1755
Phone: (212) 608-5445

Garden City Office

666 Old Country Road, Ninth Floor, Garden City, New York 11530

Toll Free: (800) 745-1755
Phone: (516) 745-1122
Fax: (516) 745-0844