The Chanin Building, 122 East 42nd Street, Suite 725, New York, New York 10168

Category: Insurance Law

Misrepresentation of Facts on Your Insurance Application Could Spell Trouble

{2:20 minutes to read} Incorrect or false information on an insurance application could have major ramifications. Whether the insured is a business or an individual, applying for insurance means entering

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Understanding Your Insurance Policy

{3:40 minutes to read} Do you ignore your insurance statements? Many people do!   You buy insurance; they send you the policy, and then you never even look at it.

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Certain Policyholders May Access Reinsurance

Policyholders of the insolvent Legion and Villanova Insurance companies who can show that they have third-party beneficiary rights have direct access to reinsurance proceeds, the Pennsylvania Supreme Court affirmed July

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California High Court Addresses Environmental Cleanup Costs, Specific Policy Language

Ruling in two separate cases seeking coverage for government-ordered cleanup costs, the California Supreme Court on Aug. 29 affirmed that coverage is potentially available under language broader than standard CGL

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Water Exclusions for Katrina May Be Invalidated

The Mississippi Attorney General filed a lawsuit seeking to prohibit insurers from using water exclusions to deny coverage to property owners whose homes were destroyed or damaged by Hurricane Katrina

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New York High Court Bars Stacking in Lead Exposure Case

Although an infant’s exposure to lead paint spanned three consecutive years in which a building owner carried liability insurance, coverage is limited to one annual policy limit, the New York

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Evan Schwartz Applauds Ruling by NYS on ERISA

Firm Believes Thousands of Policyholders Will be Aided by Decision In a landmark ruling, the New York State Insurance Department has taken critical action to help thousands of New Yorkers

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Predicted Problems With Long Term Care Insurance Claims Beginning to Surface

When the nations’ life, health and disability insurers began to lose money on their book of disability insurance business, they turned to increased sales of long term care insurance to

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Court Ruling Requires Insurance Companies to Pay Benefits to People with Pre-existing Conditions

In a key court ruling, New York’s highest court ruled that disability insurers must pay claimants under group policies who have pre-existing conditions. The insurance company may only exclude the

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  • When I came to see Evan Schwartz, I had already shut down my business, was in the midst of a horrible divorce, had no income and hadn’t even filed a

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  • As a dentist with a private practice knowing I had no choice but to file a long term disability claim, hiring the right law firm was one of the most

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  • As Vice President of a large brokerage firm, I did anticipate having a problem with Hartford Insurance Company and, for that reason, I was advised to apply for long term

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  • Dear Michail: I just received the box containing my copy of the appeal you sent to the insurance company. To say I was overwhelmed would be a complete understatement. My

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Manhattan Offices

The Chanin Building, 122 East 42nd Street, Suite 725, New York, New York 10168

Toll Free: (800) 745-1755
Phone: (212) 608-5445

Garden City Office

666 Old Country Road, Ninth Floor, Garden City, New York 11530

Toll Free: (800) 745-1755
Phone: (516) 745-1122
Fax: (516) 745-0844