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Category: Insurance Law News

If You’re Seeking Insurance Proceeds, Don’t Forget These 3 Critical Responsibilities

{6:50 minutes to read} When you submit a claim for insurance benefits under your policy, there are certain things you, as the insured, are required to do. There are things

Insurance 101: What Coverage Is Available & What Type Do You Need?

{3:15 minutes to read} Most people will acquire insurance, either for themselves or their business, at some point during their lifetime. In general, there are two broad categories of insurance:

Bill Signed Into Law Stops Claim Denials Based on Late Notice

New York’s Governor signed into law a long-awaited bill that will prevent insurance companies from denying claims when they believe the policyholder was “late” in reporting the loss. New York

Governor Spitzer Issues a Veto on Late Notice Bill

In an unexpected twist, Governor Spitzer rejected a long-awaited bill that would no longer allow insurance companies to deny claims based on “late” filing of the claim. He asked the

Long Awaited Legislative Victory in New York—Will Denials for Late Notice Be Dead?

Both houses of the New York Legislature have passed a bill that would prohibit insurance companies from denying claims based on alleged late filing of the claim (late notice). The

Court Ruling Requires Insurance Companies to Pay Benefits to People with Pre-Existing Conditions

In a key court ruling, New York’s highest court ruled that disability insurers must pay claimants under group policies who have preexisting conditions. The insurance company may only exclude the

Predicted Problems with Long-Term Care Insurance Claims Beginning to Surface

When the nations’ life, health and disability insurers began to lose money on their book of disability insurance business, they turned to increased sales of long-term care insurance to beef

Recent Ruling by New York State to Invalidate Discretionary Clauses

Firm Believes Thousands of Policyholders Will Be Aided by Decision. In a landmark ruling, the New York State Insurance Department (Discretionary Clauses) has taken critical action to help thousands of

New York High Court Bars Stacking in Lead Exposure Case

Although an infant’s exposure to lead paint spanned three consecutive years in which a building owner carried liability insurance, coverage is limited to one annual policy limit, the New York

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