The Chanin Building, 122 East 42nd Street, Suite 725, New York, New York 10168

Success Stories

Trying a Long-Term Disability Case: The Big Gamble?

Evan Schwartz - Trying a Long-term Disability Case: The Big Gamble? - long-term-disability-caseHaving participated in a number of long-term disability trials over the years, I can tell you that the trial process is an exhilarating experience—for an attorney—but is a very daunting and painful process for you, the claimant.

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Why You Need a Lawyer Before Filing an LTD Claim

Why You Need a Lawyer Before Filing an LTD Claim by Evan Schwartz

Many years ago, before 1995, a professional could file a long-term disability claim on their own and likely get paid. After 1995, the industry changed dramatically. Many companies went out of business in the long-term disability space, claims were being denied and terminated like wildfire, and litigation spawned all over the country on a massive basis; a huge industry shakeup happened.

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High Scrutiny of Long-Term Disability Insurance Claims by Insurance Companies

High Scrutiny of Long-Term Disability Insurance Claims by Insurance Companies by Evan Schwartz

Filing a claim for long-term disability benefits is an exhausting and complicated process—especially in the early stages. Professionals need to be wary of what this process entails in order to be prepared and ensure that their claim is approved.

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Trigger of Insurance Coverage: A Basic Primer

Trigger of Insurance Coverage: A Basic Primer by Evan Schwartz

When you buy a policy and transfer risk to an insurance company in exchange for payment of a premium, the incidents, events, or circumstances covered by your policy are called triggers of coverage. The trigger of coverage depends on the type of policy you have. 

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Waiver of Premium Benefits Under Your Insurance Policies

Waiver of Premium Benefits Under Your Insurance Policies by Evan Schwartz

Did you know: In addition to the Waiver of Premium benefits under your long-term disability policy(s), other policies may contain a Waiver of Premium provision? You may be entitled to Waiver of Premium benefits under a number of insurance policies. 

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What Did Sandy Teach Us About the Flood Exclusion?

What Did Sandy Teach Us about the Flood Exclusion? by Evan Schwartz

Recent storms such as Sandy and Irene have proven that the Northeast is extremely vulnerable to major flooding. They also made many people aware that most homeowners’ and business owners’ insurance policies have something called a flood exclusion.

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Manhattan Offices

The Chanin Building, 122 East 42nd Street, Suite 725, New York, New York 10168

Toll Free: (800) 745-1755
Phone: (212) 608-5445

Garden City Office

666 Old Country Road, Ninth Floor, Garden City, New York 11530

Toll Free: (800) 745-1755
Phone: (516) 745-1122
Fax: (516) 745-0844