The Chanin Building, 122 East 42nd Street, Suite 725, New York, New York 10168


Insurance Company’s Lowball Strategy Backfires

If a case against an insurance company has merit, the question isn’t whether the company will pay, but rather when? And how much? Grand Reserve of Columbus LLC, v. Property

Be Careful When Filling Out Your Long-Term Disability Forms

The information you put on your long-term disability claim forms and monthly progress reports are all material representations by you to your insurance company—and must be factual!  A recent case

AIG Can’t Avoid Covering World Trade Center Victims

Most people are aware that there are a lot of insurance coverage disputes surrounding the events of September 11, 2001. What might be surprising is that the courts are still

Which Law Governs My Insurance Claim?

It’s very important for you as an insured to know in advance what will happen in the event of a significant dispute with your insurance company. Whether you are in

Major Bad Faith Decision in Pennsylvania

In a case decided late last year, the Supreme Court of Pennsylvania established standards for proving bad faith against insurance companies. It also adopted a standard that made it much

Case Study: Health Insurance Companies Are Watching Healthcare Providers — Carefully

In my practice, I am frequently confronted with cases involving health insurance companies seeking to audit and recover money already paid to healthcare providers for services they have rendered to

Long-Term Disability Claims With Guardian Life and Berkshire Life

Guardian Life Insurance acquired Berkshire Life Insurance a number of years ago and now continues to sell long-term disability insurance policies through the Berkshire brand. This pair of companies is

NorthWestern Mutual Long-Term Disability Claims, Let the Claimant Beware

Northwestern Mutual Life Insurance Company sells long-term disability insurance actively and aggressively, but be forewarned: they will be equally aggressive in looking at ways to delay or deny your claim. 

Metlife Long-Term Disability Policy Holders Beware

Metlife stopped selling individual disability insurance last year, but kept all of its policies and continues to administer them and manage the claims. In insurance company lingo, this block of

what our clients say about us


  • A company made an error in how they sold me my long-term disability insurance policy and they offered me a lump sum settlement. I did not fully understand the offer

    Physician–New York
  • My claim was denied by my insurance company. My medical condition wasn’t understood by my physicians. My first attorney gave me terrible advice. My family faced financial ruin without the

    Physician – New York
  • After practicing law for many years, it became clear that the multitude of my illnesses were preventing me from being effective as a lawyer. I had no experience with long-term

    Lawyer — New York
  • As former president and chief executive officer of a large, publicly traded company, I understand the need to hire good attorneys. When an illness prevented me from continuing to work

    CEO — tri-state region
  • Before choosing Schwartz law I was overwhelmed and confused about the whole LTD process and wanted to make sure I wasn’t making any wrong decisions for me and my family.

    Telecommunications Manager

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Manhattan Offices

The Chanin Building, 122 East 42nd Street, Suite 725, New York, New York 10168

Toll Free: (800) 745-1755
Phone: (212) 608-5445

Garden City Office

666 Old Country Road, Ninth Floor, Garden City, New York 11530

Toll Free: (800) 745-1755
Phone: (516) 745-1122
Fax: (516) 745-0844