In a federal case in Michigan, we defeated Unum’s attempt to classify our client’s private disability policy as an ERISA governed policy. If ERISA were to apply as the governing law, additional challenges and complexities could arise to the detriment of our client. Unum Defeated and ruling is in favor of our client.
Unum tried to manipulate the facts regarding our client’s policy, which was paid for on a “list bill.” The list bill payment mechanism is a routine method of grouping policyholders together for a group discount. In this case, however, Unum tried to convince the court that the other party on the list bill was our client’s “employer” and that ERISA should govern the dispute because the policy was thus an employer-sponsored benefit plan. The Court agreed with our position and denied Unum’s motion in its entirety. See Garon v. Unum Life Insurance Company ofAmerica, No. 10-12727 (E.D. Mich. 2011).
Our victory in defeating Unum’s motion liberated our client to pursue all avenues in his case vigorously, without any of the many constraints that exist in an ERISA case.
Schwartz, Conroy & Hack is the premier disability insurance law firm in the United States. To see how we can help you, contact us.
Evan S. Schwartz
Founder of Schwartz, Conroy & Hack
800-745-1755
ESS@schwartzlawpc.com