The Chanin Building, 122 East 42nd Street, Suite 725, New York, New York 10168

Health Insurance

When your health insurance company denies or underpays claims for benefits that are critical to the protection of you and your family, it creates an enormous level of stress and frustration. It also requires a substantial time investment on your part to wade through all of the paperwork and procedures that you must follow in order to properly dispute the health insurance company’s determination to deny or underpay claims for health services that were necessary for you and your family. Schwartz Law can help you.

Health Insurance Lawyers At Schwartz Law

We have successfully represented clients on numerous health insurance claims, including:

  • Denials by insurance companies claiming that the procedure was “experimental”
  • Denials by insurance companies for lack of medical necessity
  • Denials by insurance companies claiming the benefits were required to be in network
  • Denials by insurance companies claiming prior authorization was not obtained

Underpayments by insurance companies where they claim that the reasonable and customary amount is much lower than the amount being claimed by the doctor or healthcare provider.

Schwartz Law can help make the health insurance company keep its promises to you, while simultaneously keeping the medical bill collectors off your back.

what our clients say about us

Testimonials

  • We as a society are not prepared to deal with catastrophic illness, and although I was smart enough to have taken out a Long-term Disability policy in my thirties, the

    Long Term Disability Client – California
  • Desperate and devastated with everything to lose, I put my life in the hands of Evan and Michail on faith. In my heart I always believed they would deliver, and

    Lawyer – Oklahoma
  • During the most trying part of my life, Schwartz Law’s attorneys were fighting for my life. I was physically just barely up on my own two feet, with a diagnosis

    Long Term Care Client – New York
  • A company made an error in how they sold me my long-term disability insurance policy and they offered me a lump sum settlement. I did not fully understand the offer

    Physician–New York
  • My claim was denied by my insurance company. My medical condition wasn’t understood by my physicians. My first attorney gave me terrible advice. My family faced financial ruin without the

    Physician – New York

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After losing his leg due to a car accident, Mr. Dowdy filed a claim for benefits under a group coverage accidental death and dismemberment policy he received as a benefit

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Department of Labor New Long-Term Disability Claims Regulations: A Mixed Bag For Claimants

Originally scheduled to take effect on January 1, 2018, the Department of Labor finalized new ERISA regulations which govern, among other things, long-term disability claims. The regulation went into effect

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UNUM Targets Its Most Disabled Claimants

In a recent nationwide scheme, UNUM is ratcheting up its scrutiny of insureds who have been disabled for extended periods of time, resulting in claim terminations and buyout offers. UNUM

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Send us a message

Manhattan Offices

The Chanin Building, 122 East 42nd Street, Suite 725, New York, New York 10168

Toll Free: (800) 745-1755
Phone: (212) 608-5445

Garden City Office

666 Old Country Road, Ninth Floor, Garden City, New York 11530

Toll Free: (800) 745-1755
Phone: (516) 745-1122
Fax: (516) 745-0844