The Chanin Building, 122 East 42nd Street, Suite 725, New York, New York 10168

Property Damage

Few things are worse than incurring major damage to your personal or business property. Despite all the time, effort, money and care you’ve invested, your home or business property can sustain significant damage at any time.

When facing such difficult circumstances, property owners contact Schwartz Law to help them navigate the insurance claims process. Our clients count on us to fight, protect and enforce their rights and secure appropriate compensation. This way, they can focus on conducting their business or lives without being mired fights, delays, and never-ending paperwork to simply rebuild or repair their losses.

We’re prepared to do the same for you.


Experience Counts

Schwartz Law has an intimate understanding of what an insurance company needs to determine the value of a loss and make the maximum payment. Our decades of experience allow us to offer valuable insight into the myriad issues of insurance policy exclusions and limitations and what can trigger coverage under your policy, along with the costly details that may otherwise go unnoticed.


Our Clients

We can help owners and renters of many types of residences and businesses, including:

  • Houses and apartments.
  • Condominiums and co-ops.
  • Rental properties.
  • Office buildings.
  • Religious institutions.
  • Construction projects.
  • Vacation properties and second homes.


Types of Claims and Disasters

Schwartz Law has deep experience handling property damage and insurance claims stemming from nearly all forms of natural and man-made disasters.

Natural disasters include:

  • Earthquakes.
  • Hurricanes and tropical storms.
  • Floods and flash floods.
  • Fire.
  • Water.
  • Agricultural diseases and pests.
  • Damaging winds and wind-driven rain.
  • Landslides and mud-flows.
  • Extreme heat and drought.
  • Sinkholes.
  • Wildfires, and others.


Man-made disasters include:

  • Hazardous materials.
  • Power service disruption and blackout.
  • Explosions and fires.
  • Terrorist attacks.
  • Civil unrest, and others.


Unfortunately, homeowners and commercial property insurance policies do not always clearly indicate whether damage caused by these disasters is covered. Furthermore, insurance companies are increasingly exploiting policy language to attempt to avoid liability for these losses. That’s when Schwartz Law can help you.

We’ve successfully handled property damage claims stemming from disasters such as Hurricane Sandy, Hurricane Irene and the 9/11 terrorist attacks. We’re always prepared to help you following any disaster or incident that damages your residence or business.


Insurance Bad Faith

When an insurer fails to investigate properly or denies a claim without a valid reason, such “bad faith” conduct can, under the laws in many states, permit you to sue for additional monetary damages. These additional sums can include punitive damages (to punish the insurance company), attorney fees, emotional distress and other damages caused by the insurance company’s bad faith conduct.

We have taken on insurers of all sizes who have denied, terminated or unfairly delayed property damage insurance claims, and we have had their actions reversed.

To pursue a bad faith lawsuit, you need aggressive and experienced advocates with insight and knowledge of the insurance industry. Our attorneys have the skill, tactics and strategies needed to uncover when an insurer is acting in bad faith on your claim. We’ve successfully pursued bad faith cases around the country, and we successfully taken insurance companies to task for illegal behavior.


Our Promise To You

Our firm’s focus and experience lies in our mastery of the claims, negotiation and lawsuit processes. We fight to make insurance companies honor the contracts they were so anxious to sell you. We have extensive knowledge concerning the intricacies of insurance law, and—unlike your insurance company—we always have your best interests in mind. With Schwartz Law in your corner, we’ll make your insurance company keep its promises to you.

what our clients say about us


  • We as a society are not prepared to deal with catastrophic illness, and although I was smart enough to have taken out a Long-term Disability policy in my thirties, the

    Long Term Disability Client – California
  • Desperate and devastated with everything to lose, I put my life in the hands of Evan and Michail on faith. In my heart I always believed they would deliver, and

    Lawyer – Oklahoma
  • During the most trying part of my life, Schwartz Law’s attorneys were fighting for my life. I was physically just barely up on my own two feet, with a diagnosis

    Long Term Care Client – New York
  • A company made an error in how they sold me my long-term disability insurance policy and they offered me a lump sum settlement. I did not fully understand the offer

    Physician–New York
  • My claim was denied by my insurance company. My medical condition wasn’t understood by my physicians. My first attorney gave me terrible advice. My family faced financial ruin without the

    Physician – New York

Latest Blog

Big Cyber Insurance Win for Policyholders

Less than a year ago, I blogged about an important court decision in favor of policyholders in the burgeoning area of cyber insurance coverage. In Medidata Solutions, Inc. v. Federal

Understanding Long Term Disability Insurance Buyouts

If you are receiving long-term disability payments from your insurance company based on the provisions of your policy, the company may attempt to buy out your policy by offering you

How to Substantiate Your Long-Term Disability Claim

When you suffer an injury or contract an illness that results in a long-term disability, you expect your insurance company to pay you the benefits the policy promised. That’s why


Latest News

Send us a message

Manhattan Offices

The Chanin Building, 122 East 42nd Street, Suite 725, New York, New York 10168

Toll Free: (800) 745-1755
Phone: (212) 608-5445

Garden City Office

666 Old Country Road, Ninth Floor, Garden City, New York 11530

Toll Free: (800) 745-1755
Phone: (516) 745-1122
Fax: (516) 745-0844