Our success in an “own occupation” disability case forces insurance companies to evaluate a person’s occupation based upon their duties and tasks, not based on the job title.
Our client worked as an Intensive Care Unit nurse and hurt her back while caring for a patient. Her insurance contract provided that she be paid a monthly sum if she was unable to perform the duties of her occupation. Because of the injury, our client could not perform the rigorous tasks of her prior nursing job, but could work part-time in a classroom setting as a nurse educator.
The Court ruled that our client was insured against the risk of losing her ability to perform her job duties as an Intensive Care Unit Nurse: her own occupation. The Court enforced the contract as it was written, and did not allow the insurance company to deny our client’s claim.
For more information on how we can help you, contact us for an initial evaluation.
Evan S. Schwartz
Founder of Schwartz, Conroy & Hack
800-745-1755
ESS@schwartzlawpc.com